Car insurance  for international students

Each year the US government awards thousands of scholarships to foreign students to enable them to pursue higher education at the secondary, university or vocational levels.

While the majority of foreign students in the US live on campus with or without a driving licence, for those who live off campus and need to use their vehicles to get there, there are several auto insurance companies that cater to some of the students’ auto insurance needs.

Read also : Car insurance: best average monthly costs in the US in 2023

Many international students travel to the United States for higher education. However, purchasing auto insurance for these students can be a challenge.

To drive legally in the United States, you first need an International Driving Permit (IDP), in addition to your original driving licence. International car insurance is also required.

Insurance companies often charge higher premiums for international students, but it is still possible to find affordable coverage.

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In addition, some universities and colleges may offer insurance policies specifically designed for international students.

Obtaining car insurance, although some insurers may refuse to cover the policy until you have driven in the country for three years

In this article we have listed for you; the top 10 best insurance companies for international students living in the US in 2023

 

 

Here are the average monthly auto insurance costs by state in 2023, according to data from the National Association of Insurance Commissioners (NAIC):

Alabama: $93
Alaska: $93
Arizona: $104
Arkansas: $93
California: $102
Colorado: $110
Connecticut: $122
Delaware: $118
Florida: $128
Georgia: $112
Hawaii: $100
Idaho: $73
Illinois: $85
Indiana: $74
Iowa: $65
Kansas: $80
Kentucky: $90
Louisiana: $126

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Maine: $74
Maryland: $105
Massachusetts: $105
Michigan: $187
Minnesota: $82
Mississippi: $87
Missouri: $88
Montana: $75
Nebraska: $70
Nevada: $121
New Hampshire: $73
New Jersey: $126
New Mexico: $95
New York: $120
North Carolina: $81
North Dakota: $64
Ohio: $72
Oklahoma: $94
Oregon: $82
Pennsylvania: $91
Rhode Island: $138
South Carolina: $92
South Dakota: $65
Tennessee: $86
Texas: $116
Utah: $82
Vermont: $66
Virginia: $85
Washington: $97
West Virginia: $84
Wisconsin: $73
Wyoming: $75

NB : It is important to note that these figures are only averages and that the actual cost of insurance can vary widely depending on many individual factors.

average annual car insurance costs by state in the US

Read also : Car insurance for foreigners in us 2023

The average cost of car insurance in the US varies from state to state and depends on many factors such as age, gender, type of vehicle, level of coverage and driving history. However, the following is a rough list of average annual car insurance costs by state in the US, based on data for the year 2023:

Alabama: $1,226
Alaska: $1,216
Arizona: $1,420
Arkansas: $1,372
California: $1,784
Colorado: $1,653
Connecticut: $1,775
Delaware: $1,800
Florida: $1,737
Georgia: $1,678
Hawaii: $1,150
Idaho: $1,018
Illinois: $1,257
Indiana: $1,057
Iowa: $1,024
Kansas: $1,293
Kentucky: $1,738
Louisiana: $2,009
Maine: $832
Maryland: $1,586
Massachusetts: $1,045
Michigan: $2,200
Minnesota: $1,284
Mississippi: $1,459
Missouri: $1,347
Montana: $1,129
Nebraska: $1,131
Nevada: $1,733
New Hampshire: $940
New Jersey: $1,717
New Mexico: $1,261
New York: $1,596

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North Carolina: $1,229
North Dakota: $1,214
Ohio: $1,073
Oklahoma: $1,563
Oregon: $1,361
Pennsylvania: $1,425
Rhode Island: $1,917
South Carolina: $1,375
South Dakota: $1,057
Tennessee: $1,293
Texas: $1,721
Utah: $1,200
Vermont: $936
Virginia: $1,064
Washington: $1,271
West Virginia: $1,279
Wisconsin: $1,039
Wyoming: $1,192

Official link : car insurance in US for international students 2023